Rails 4 form_for tag is leaving the form action blank

I'm making a basic form in rails and for some reason when I make the form the action is blank and consequently I get the routing error "No route matches [POST] "/contacts/new"

Here is the view code:

<%= form_for  :contact,  :url => {:action => "create"} , html: { class: "contact-form"} do |f| %>

  <div class="form-group col-md-12 col-sm-12 col-xs-12">
    <h4>Choose your option below</h4>
     <%= f.label :option, class: 'sr-only' %>
     <%= f.select :option, options_for_select(["I would like to reserve a place for myself", "I would like Better Place for ashes I currently possess", "I would like Better Place for ashes currently at a funeral home", "I operate a funeral home and would like to know more"]), {}, multiple: false, class: "form-control" %><br />
  </div>
  <div>
    <h4>Please provide us with some details</h4>
  </div>

  <div class="col-md-6 col-sm-6 col-xs-12 form-group">
    <%= f.label :name, class: 'sr-only' %>
    <%= f.text_field :name, placeholder: "Your name", class: 'form-control', style: "height: 40px;" %><br />
  </div>

  <div class="col-md-6 col-sm-6 col-xs-12 form-group">
    <%= f.label :email, class: 'sr-only' %>
    <%= f.text_field :email, placeholder: "Your email", class: 'form-control', style: "height: 40px;" %><br />
  </div>

  <div class="col-md-6 col-sm-6 col-xs-12 form-group">
    <%= f.label :phone, class: 'sr-only' %>
    <%= f.text_field :phone, placeholder: "Your phone", class: 'form-control', style: "height: 40px;" %><br />
  </div>

  <div class="col-md-12 col-sm-12 col-xs-12 form-group">
    <%= f.label :comments, class: 'sr-only' %>
    <%= f.text_area :comments, placeholder: "Enter any comments or questions here", class: "form-control",:rows => "6" %>
  </div>

  <div class="col-md-12 col-sm-12 col-xs-12 form-group">
    <%= f.submit 'Submit Details', class: 'btn btn-block btn-cta btn-cta-primary'  %>
  </div>  
<% end %>

And here is the resulting form in html:

<form id="contact-form" class="contact-form" method="post" action=""> 

When I run rake routes the correct route (contacts_path) appears:

     pages_home GET  /pages/home(.:format)    pages#home
         root GET  /                        pages#home
  pages_about GET  /pages/about(.:format)   pages#about
pages_options GET  /pages/options(.:format) pages#options
    pages_faq GET  /pages/faq(.:format)     pages#faq
     contacts POST /contacts(.:format)      contacts#create
  new_contact GET  /contacts/new(.:format)  contacts#new

And when I submit the form it's trying to POST to the new action instead of the create action so I get: No route matches [POST] "/contacts/new"

My question is why is the form action being left blank when the appropriate route exists and what can I do to fix it?

Thanks!